Ways to pay for a Funeral Plan
We offer a range of flexible and affordable payment options designed to suit every budget. And if you change your mind about your plan within 30 days, we’ll refund all payments made.
How to pay for a Set Funeral Plan
There are various easy payment options available if you take out a set funeral plan with us. You can:
Make one single payment for immediate cover
- By making a single payment when you arrange your set funeral plan, you can relax knowing everything is taken care of.
- Cover is immediate, and payment can be made online using a credit or debit card, or at your local funeral home using cash, a cheque, or a credit or debit card.
±Price shown includes the £100 online discount
Simple | Bronze | Silver | Gold |
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±Single Payment - Price shown includes the £100 online discount |
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£2,895± |
£3,295± |
£3,650± |
£3,899± |
Buy Online Now |
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Pay by Fixed Monthly Instalments over 6 or 12 months at no extra cost
- Pay over 6 or 12 months by Direct Debit
- Make your plan more affordable by spreading the cost of your funeral plan over 6 or 12 months at no additional cost.
- Choose a no deposit option or choose to pay a deposit.
Things to consider
- If you cancel the plan within 30 days we’ll refund the payment you have made.
- If you cancel the plan after 30 days we’ll refund the payments you have made, less a Cancellation Charge of £250.
- ±Prices include online discount.
Please note the example pricing shown in the table below includes the online discount.
Simple | Bronze | Silver | Gold |
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6 Monthly payments |
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£482.50 |
£549.16 |
£608.33 |
£649.83 |
12 Monthly payments |
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£241.25 |
£274.58 |
£304.16 |
£324.91 |
Buy Online Now |
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Low cost monthly instalments
You can also purchase using our funeral plan quote calculator. You can buy a plan for as little as £2,895 or £16.68 per month. £16.68 a month is based on a 50 year old purchasing a Simple Funeral Plan online at £2,895 over 25 years (total amount repayable £5005.50).
If you choose to pay in instalments over 2 – 25 years, your plan will include the Co-op Commitment. Our commitment is that if you die after the first 12 months of starting your plan, but before all your instalments have been paid, we will still deliver all the services provided in your plan, with no more for your family to pay. All other funeral plan providers ask for the family to make up the shortfall if the plan hasn't been paid for in full. See terms and conditions for more detail.
Your Plan
*Please note that deposits are not available online*
Buy in a funeral home or over the phone
If you wish to buy at your local funeral home:
Find your local Funeral Director
OR
Call us now to purchase over the phone on:
0800 234 6401
* Variable total repayment is based on instalment charge and selected term / monthly payments. Instalment charge 0%
To purchase a Set Funeral Plan today click here.
Please note: If you require any further information, or you would like to add a deposit when purchasing a plan, please contact our Funeral Planning team on 0800 234 6401 who can advise on payments.
How to pay for a Tailor-made Funeral Plan
Make one single payment for immediate cover
- Make a single payment when you arrange your tailor-made funeral plan, and relax knowing everything is taken care of.
- Cover is immediate, and payment can be made at your local funeral home using cash, a cheque, or a credit or debit card.
Pay by Fixed Monthly Instalments over 6 or 12 months
- Pay over 6 or 12 months by Direct Debit.
- Make your plan more affordable by spreading the cost of your funeral plan over 6 or 12 months at no additional cost.
- Choose a no deposit option or choose to pay a deposit.
Low cost monthly instalments
- Make your tailor-made funeral plan more affordable by spreading the cost over smaller, monthly Direct Debit payments for a fixed period.
- Your monthly payment will never rise, no matter how much funeral prices increase. And once paid in full, everything in the plan is covered.
- Our low cost monthly instalments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years* you can spread the cost of paying for your funeral plan.
- A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the Plan is paid for in full before the Plan Purchasers 80th birthday.
*An Instalment Charge is included in the Plan cost if you choose to pay over 2-25 years.
We now sell Co-op Funeral Plans
We’re proud to offer Funeral Plans from Co-op Funeralcare, the UK’s most trusted Funeral Plan provider. You’ll be able to use this Funeral Plan at our funeral home, or at over 1,000 other funeral homes in the UK. The Co-op Funeralcare is the only provider in the UK to offer Fully Guaranteed Plans for both burial* and cremation. With no more to pay when the time comes, we’re confident that planning ahead with us will give you the peace of mind you need. *A Set Plan for Burial does not include the grave purchase.
Find out more about our PlansFind out more
Follow one of the links below to find out more
Purchase a Set Funeral Plan
You can buy a Set Funeral Plan online, in one of our funeral homes or by calling us free on 0800 088 4872.
Purchase a Set Funeral PlanBuy a Funeral Plan and save £200
Co-op Members benefit from exclusive member prices, saving £200 when arranging a funeral plan with us.
We’ll also give 1% of what you spend to a local cause in your community.
Our funeral plan reviews and ratings
See the reviews and ratings our funeral plans have received from independent financial experts